Predatory Lending Association
April 22nd, 2008
"Dedicated to extracting maximum profit from the working poor by increasing payday loan fees and debt traps."
This is a terrific site that points up some disturbing realities.
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April 23rd, 2008 at 9:53 pm
The average fee for a $100 payday advance is $15.
Overdraft protection averages $29,
Late fee on a credit card costs $37
Bounced check with a merchant fee
costs $55.
The payday advance industry exists because it offers customers a
service that’s more desirable than the alternatives and it obvious you don’t need the service or you would know that Banks are filling thier pockets with everyone’s hard earned money. Get a clue !!
April 24th, 2008 at 10:54 am
Payday loans exist because the industry offers a product that is better than the alternatives. If consumers didn’t want or need our product, we would be out of business. Further, critics of the industry assign labels to payday lending customers in an attempt to further their political agendas, the fact is that we provide services to a broad cross section of Americans because there is widespread demand for the financial service we provide. Our customers represent a large demographic segment and cannot be grouped based on income, race, sex or religion.
April 25th, 2008 at 11:40 am
Yeah, it looks like a poor attempt to be an online version of Stephen Cobert. (“It’s French, bitch!”) Sorry guys, try again.
April 25th, 2008 at 1:59 pm
DRUGS exist because the industry offers a product that is better than the alternatives. If consumers didn’t want or need DRUGS, DEALERS would be out of business. Further, critics of the industry assign labels to DRUG customers in an attempt to further their political agendas, the fact is that we provide services to a broad cross section of Americans because there is widespread demand for DRUGS. Our customers represent a large demographic segment and cannot be grouped based on income, race, sex or religion.
May 2nd, 2008 at 12:25 pm
Reality must be subjective in the 21st century. I don’t know of one for-profit establishment which does not have a goal of making money. Hospitals, oil companies, fast food chains, casinos, cigarette companies, just to name a few. Some of the industries listed above are a necessity and some are to support consumer vices. People NEED to pay their bills and take care of financial obligations and payday loans are only one choice that consumers have. When used responsibly, payday loans are a far better choice than other alternatives available.